Bargain Mortgages Spain

Bargain Mortgages Spain


 

Please find below the details of the mortgages we can offer. All mortgages are subject to status. Mortgage value is as follows;

Residents 80%

Non Residents 70%

Bank Repos 80%

Fixed Rate Mortgage

 

The simplest mortgage. A fixed fee for the entire life of the loan. With a fixed rate mortgage you will have the peace of mind to always pay the same.

 

Up to 10 years:

1.65% annual 1 / APR from 2.67%

Up to 15 years old:

1.90% per annum 2 / APR from 2.80%

Up to 20 years:

1.99% per annum 3 / APR from 2.82%

Up to 25 years old:

2.30% per annum 4 / APR from 3.08%

Up to 30 years old:

2.40% per annum 5 / APR from 3.14%

 

80% for habitual residence and 60% for second housing, 70% for non residents, using as a reference the smaller of the two values ​​between the purchase price and the appraisal value.  


 

Mixed

A mortgage that combines the fixed interest rate and the variable rate.  

Fixed section

Up to 10 years:

TIN 1.90% annual / APR Variable 1 : 2.31%

Up to 15 years old:

TIN 2.20% annual / APR Variable 2 : 2.78%

Up to 20 years:

TIN 2.30% annual / APR Variable 3 : 3.03%

 

Variable section

From Euribor + 0.89%


 

Variable

 

A mortgage with no more guarantee than your house, destined to the purchase of the habitual residence and for new mortgages.  

Since

Euribor + 0.89%

1.62% APR Variable

1.50% TIN first year

 
If you would like a preliminary application form, contact us at info@bargainpropertyspain.net